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Panel

New Rules of the Road: How Auto Finance is Adapting

calendar_today October 20, 2025

The future of automotive finance technology is moving beyond the traditional dealership model as vehicles transform into sophisticated, data-generating hubs. This session explores how the industry is pivoting toward real-time underwriting and usage-based credit models that leverage telematics. As vehicles become more connected, the future of automotive finance technology will be defined by the ability to process high-velocity data to offer personalized lending rates. This shift allows lenders to move away from static credit scores and toward dynamic risk assessment based on actual driver behavior and vehicle health.

In this deep dive, industry experts discuss how the path to purchase is being compressed through digital-first integrations. Adapting to the future of automotive finance technology means understanding the intersection of consumer electronics and asset management. By viewing the vehicle as a continuous customer touchpoint rather than a one-time transaction, lenders can unlock new revenue streams through subscription services and embedded insurance. The future of automotive finance technology rests on the seamless synchronization of hardware data and financial services. Organizations that fail to embrace the future of automotive finance technology risk obsolescence in an era where speed and precision are the primary competitive advantages.

  • Implementation of real-time underwriting using connected vehicle data and telematics.
  • Transition from traditional ownership models to usage-based and subscription financing.
  • Integration of financial services directly into the vehicle digital ecosystem and interface.

View the full session now to gain a competitive edge in the evolving automotive landscape.


Speakers
  • D’Arcy Delamere EVP, Fintech Dealertrack Moderator
  • Michael McGhee SVP & Head, TD Auto Finance TD Speaker
  • John Kontos SVP & Head Auto Finance Scotiabank Speaker
  • Andy Kuyper Head of Partnerships & Secured Lending TransUnion Speaker