Rewriting the Rules of Credit: The traditional bureau score was built for a thinner-data economy. Today’s lenders deploy cash-flow analytics, alternative data, AI-assisted underwriting, and consortium intelligence. Speed has increased. So have losses in unexpected tiers. This panel examines how to expand access without underwriting illusion and how collections and recoveries are evolving in parallel.
Speakers
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Kevin Chan CPO TransUnion -
Colin Smith VP, Risk & Decision Science Wealthsimple