Credit Beyond Borders: How to Underwrite Newcomers to Canada

3:40 - 4:10

Learn how lenders are using international credit bureau data to underwrite new-Canadians. This panel will explore innovative ways to assess creditworthiness for newcomers, helping them access credit faster and more effectively.

Speakers

Christopher Zaki

SVP, Head of Capital Markets

MPOWER

Moderator
Amit Sadhu

SVP, Risk

RBC

Speaker
Sumit Sarkar

Head, Customer Growth, Segment & Value Prop

BMO

Speaker
Collin Galster

COO

Nova Credit

Speaker

Event(s)

2024 Canadian Lenders Summit

Date: Nov 11, 2024 • 8:00am

Location: The Quay, 100 Queens Quay E 3rd Floor, Toronto, Ontario, M5E 1V3, CA

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Setting the Stage

8:50 - 9:00 Lunch

Gary Schwartz sets the stage for the day highlighting key themes.

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Breakfast Meetup

8:00 - 8:45 Breakfast

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Network App

Network Hall Networking

Use the Finance Events Network App to setup meetings in the Securian Networking Hall throughout the day. Schedule time in the network hall. Numbers in the…

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Easy Does It: Jason Mullins Shares Lessons Learned

9:00 - 9:15

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Rate Expectations: Balancing Risk When Interest Dips

9:15 - 9:45

Analyze the delicate balance between risk and reward in a declining interest rate environment. This panel will explore strategies for maintaining profitability while managing credit risk,…

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Everything You Always Wanted to Know About AI* (*But Were Afraid to Ask)

9:15 - 9:45 Workshop

Workshop: What is an AI-driven credit journey and how can "trustworthy AI" help get us there faster? Join the head of AI Product & Strategy at…

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Next-Gen SMB Lending: Why ‘Business as Usual’ Won’t Cut It

9:45 - 10:15

Stay ahead with the latest innovations in business lending. This panel will showcase cutting-edge technologies and strategies that are transforming the sector.

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Cover Your Assets: A New Look at Creditor Insurance

9:45 - 10:15 Workshop

Discover the benefits of creditor insurance and how it can be leveraged to mitigate risks. This panel will cover best practices and innovative uses of this…

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Network Break

10:15 - 11:00 Lunch

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The Innovator’s Dilemma: Risk on the Edge

11:00- 11:30

For lenders, launching new products and technology is a balancing act, where the risk of not innovating must outweigh the risk of poor implementation. On this…

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Regulatory Rundown: RPAA, Open Banking, Rate Cap, AML

11:00 - 11:30 Workshop

Workshop: Join industry leaders as they unpack the latest developments in Canada’s regulatory landscape, including the Retail Payments Activities Act (RPAA), Open Banking initiatives, rate cap…

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Borrowing in the Background: The Age of Embedded Credit

11:30 - 12:00

Embedded lending integrates credit directly into non-lending platforms, allowing businesses to offer financing options seamlessly within their ecosystems. This panel will explore how companies across industries…

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Credit Modelling 101: Credit where Credit’s Due

11:30 - 12:00 Workshop

How has traditional credit scoring evolved in the age of alternative data? We will delve into the practical aspects of implementing new score and underwriting workflows,…

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Lunch

12:00 - 1:40 Lunch

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How to Exit in the North: Discussing Fintech Funding in Canada

1:40 - 2:00

Join us for a conversation with Michael Garrity, Partner at Exit North Ventures, an early stage Canadian fintech VC fund. We’ll unpack how he raised venture…

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Auto Correct: Where should Automotive Lenders be Investing in 2025?

2:00 - 2:30

Discover the cutting-edge technologies and strategies transforming automotive finance. This panel will cover advancements in digital lending, AI-driven credit assessments, and evolving consumer preferences, reshaping how…

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How to Compete for and Win High-Quality Leads

2:00 - 2:30 Workshop

Workshop: Explore strategies for attracting and securing high-quality leads in the competitive lending market. Learn from industry leaders about effective marketing and acquisition techniques.

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Clicks to Commerce: The Future of POS Lending

2:30 - 3:00

Discuss the trends and technologies shaping the future of Point-of-Sale (POS) lending. Understand how this space is evolving and what it means for merchants and consumers…

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Raising Credit Facilities as Rates are in Flux

2:30 - 3:00 Workshop

Gain insights into strategies for raising credit facilities amidst fluctuating interest rates. Experts will share their experiences and best practices for navigating these challenges.

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Afternoon Schmooze

3:00 - 3:30 Lunch

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Award of Industry Excellence & Leadership

3:30 - 3:40 Lunch

Join us in celebrating excellence and leadership in our community.

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Risk and Reward: The Growth of Card Programs

3:40 - 4:10 Workshop

This panel will explore best practices in card program design, customer engagement, and leveraging new technologies, while balancing risks in the sector. Learn how to enhance…

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Can I buy you a drink?

4:10 - 5:40 Lunch

After-Summit drinks.

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Speakers

Christopher Zaki

Amit Sadhu

Sumit Sarkar

Collin Galster

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