Setting the Stage

Breakfast Meetup

Networking Starts Now

Use the Finance Events Network App to setup meetings in the Networking Hall throughout the day. Schedule time in the network hall. Numbers in the app…

Digital Dealers: Financing in the Age of Online Car Sales

Dealerships are beginning to adapt to consumer demand for a more digital auto purchase experience. However, with dealers currently earning $1.5 billion in commissions, is there…

Clicks to Keys: The Modern Car Buyer’s Journey

Macro Shocks: Trump Tariffs, Interest Rates & Political Uncertainty …

Trade tariffs, fluctuating interest rates, and political uncertainty are creating significant challenges for Canada’s automotive sector. This panel will delve into how these macroeconomic factors impact…

Schmooze Break

Fraud: ’24 Learnings | ’25 Solutions

This panel will review some of the key fraud trends in 2024, as well as looking forward to what we can expect to see in 2025…

Revving Up Coverage: OEMs and Embedded Insurance

A fireside discussion on embedded insurance. The automotive industry stands on the brink of yet another transformative shift—this time driven by the integration of embedded insurance.…

Network Lunch

Identity-first Lending: Who is behind the wheel?

An identity-first approach to lending is essential for building the foundation of trust in automotive finance. Ensuring an applicant's legitimacy before approval—or, at the very least,…

Auto Finance 2.0: Is the Pie Big Enough For All?

Big Banks and indirect lending or Fintech and direct  to consumer, is the pie big enough for all? This panel will explore the dynamics between Big…

Afternoon Schmooze

On the Auction Block: The Remarketing Dilemma

The remarketing landscape is undergoing a transformation, and lenders find themselves at a critical juncture. With bailiffs stretched thin and consolidation reshaping the auction market, the…

Underwriting Automotive: Risk and Decisioning

As a throughline for the day, we conclude with a discussion on underwriting. Lenders face unique challenges in assessing creditworthiness and making decisions that maintain portfolio…

Can I buy you a drink?

Breakfast Meetup

Network App

Use the Finance Events Network App to setup meetings in the Securian Networking Hall throughout the day. Schedule time in the network hall. Numbers in the…

Easy Does It: Jason Mullins Shares Lessons Learned

Rate Expectations: Balancing Risk When Interest Dips

Analyze the delicate balance between risk and reward in a declining interest rate environment. This panel will explore strategies for maintaining profitability while managing credit risk,…

Everything You Always Wanted to Know About AI* (*But Were Afraid to Ask)

Workshop: What is an AI-driven credit journey and how can "trustworthy AI" help get us there faster? Join the head of AI Product & Strategy at…

Next-Gen SMB Lending: Why ‘Business as Usual’ Won’t Cut It

Stay ahead with the latest innovations in business lending. This panel will showcase cutting-edge technologies and strategies that are transforming the sector.

Cover Your Assets: A New Look at Creditor Insurance

Discover the benefits of creditor insurance and how it can be leveraged to mitigate risks. This panel will cover best practices and innovative uses of this…

Network Break

The Innovator’s Dilemma: Risk on the Edge

For lenders, launching new products and technology is a balancing act, where the risk of not innovating must outweigh the risk of poor implementation. On this…

Regulatory Rundown: RPAA, Open Banking, Rate Cap, AML

Workshop: Join industry leaders as they unpack the latest developments in Canada’s regulatory landscape, including the Retail Payments Activities Act (RPAA), Open Banking initiatives, rate cap…

Borrowing in the Background: The Age of Embedded Credit

Embedded lending integrates credit directly into non-lending platforms, allowing businesses to offer financing options seamlessly within their ecosystems. This panel will explore how companies across industries…

Credit Modelling 101: Credit where Credit’s Due

How has traditional credit scoring evolved in the age of alternative data? We will delve into the practical aspects of implementing new score and underwriting workflows,…

Lunch

How to Exit in the North: Discussing Fintech Funding in Canada

Join us for a conversation with Michael Garrity, Partner at Exit North Ventures, an early stage Canadian fintech VC fund. We’ll unpack how he raised venture…

Auto Correct: Where should Automotive Lenders be Investing in 2025?

Discover the cutting-edge technologies and strategies transforming automotive finance. This panel will cover advancements in digital lending, AI-driven credit assessments, and evolving consumer preferences, reshaping how…

How to Compete for and Win High-Quality Leads

Workshop:  Explore strategies for attracting and securing high-quality leads in the competitive lending market. Learn from industry leaders about effective marketing and acquisition techniques.

Clicks to Commerce: The Future of POS Lending

Discuss the trends and technologies shaping the future of Point-of-Sale (POS) lending. Understand how this space is evolving and what it means for merchants and consumers…

Raising Credit Facilities as Rates are in Flux

Gain insights into strategies for raising credit facilities amidst fluctuating interest rates. Experts will share their experiences and best practices for navigating these challenges.

Afternoon Schmooze

Award of Industry Excellence & Leadership

Join us in celebrating excellence and leadership in our community.

Credit Beyond Borders: How to Underwrite Newcomers to Canada

Learn how lenders are using international credit bureau data to underwrite new-Canadians. This panel will explore innovative ways to assess creditworthiness for newcomers, helping them access…

Risk and Reward: The Growth of Card Programs

This panel will explore best practices in card program design, customer engagement, and leveraging new technologies, while balancing risks in the sector. Learn how to enhance…

Can I buy you a drink?

After-Summit drinks.