The future of home ownership
For many younger Canadians, the question is no longer when they will buy a home. It is whether they will buy one at all. Affordability pressures, income volatility, housing supply constraints, delayed family formation, student debt, climate anxiety, and changing attitudes toward work and mobility are reshaping the traditional path to ownership.
This panel looks beyond affordability alone. Speakers will discuss how Gen Z and younger millennials view home ownership, what lenders need to understand about future demand, and how products, channels, underwriting, savings tools, and public policy may need to evolve for a generation that may not follow the old housing script.