The expansion of private credit in real estate finance
As regulated lenders face capital, underwriting, and risk appetite constraints, private credit is becoming a larger part of the real estate finance ecosystem. This can provide flexibility and liquidity, but it also raises questions about transparency, borrower protection, systemic risk, pricing discipline, and the migration of risk outside the regulated perimeter.
This panel explores the growth of private credit in residential, commercial, construction, bridge, and alternative mortgage finance. Speakers will discuss where private capital is filling gaps, how risk is priced, what institutional investors are looking for, and whether Canada needs a clearer view of the shadow mortgage market.