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2024 Canadian Lenders Summit:
Welcome to The Future of Lending™.

From banks and alternative lenders to best-of-breed vendor from the fintech ecosystem, the Summit is the hub for innovation across all consumer and commercial sectors. On November 6th, 2024, network with over 600 industry executives.

(See last year’s sold out event.)

View Agenda

2024 Speakers

  • Jason Mullins CLA Vice Chair | CEO
  • Michael Fox CRO
  • Bob Dugan Chief Economist
  • Michael McGhee SVP & Head, TD Auto Finance Canada
  • Sue Noble VP, Commercial Financial Services Strategy
  • Mona Afzal Global Director | Head Enterprise Growth
  • Scott Morrison President & Managing Director
  • William Tsutsumida Chief Credit Risk Officer
  • Amir Tehrani Head of BMO Home Financing
  • Michael Garrity Chairperson
  • Kevin Carmichael Editor-at-Large
  • Martin Nel EVP & CRO
  • Hamed Arbabi CEO | Founder
  • Wayne Pommen Chief Revenue Officer
  • Jessica Moffat General Manager
  • Lauren Thompson VP Specialty Finance
  • Hamid Akbari CEO
  • Misha Esipov CEO
  • Akash Goyal Managing Director, Debt Capital Markets
  • Ryan Brinkhurst CEO | Founder
  • Lora Paglia SVP, Chief Risk Officer
  • Tal Schwartz General Partner
  • Casper Wong CEO
  • Brent Reynolds CEO | Founder
  • Jason Appel CRO
  • Zack Fuerstenberg SVP, President Credit Union
  • Rasha Katabi CEO | Founder
  • Nicky Senyard Founder
  • Thomas Becher Head of SME Banking
  • Arina Eremina SVP Portfolio Risk
  • Noah Buchman President | Co-Founder
  • Amit Sadhu SVP, Risk
  • Bill Johnston SVP Product & Innovation
  • Mickey Mingov Managing Director
  • Pamela Dodaro VP | Chief Product Officer
  • Matt Connors Financial Services
  • Sumit Sarkar Head, Customer Growth, Segment & Value Prop
  • Scott Satov CEO | Founder
  • Cindy Zhang Payments | Cards | FinTech
  • Matthew Browning President
  • Naga Parvatharajan CEO
  • Paul Edwards Director, Risk Decision Sciences
  • Thomas Oddie Vice President, Data and Analytics
  • Vaishali Mohan-Hollands VP Product and Support
  • Richard Valade President
  • Karim Nanji CEO
  • Gary Schwartz- President | CEO
  • Holly Heglin Head of AI Product & Strategy
  • Christopher Zaki SVP, Head of Capital Markets
  • Adeline Cheng Partner, Risk Consulting
  • Collin Galster COO

Sponsors

2024 Agenda

8:00 am - 5:40 pm

8:50 - 9:00

Setting the Stage

Gary Schwartz sets the stage for the day highlighting key themes.

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    Gary Schwartz

    President | CEO

    Canadian Lenders Association

8:00 - 8:45

Breakfast Meetup

  • LinkedIn
    Sponsored by Securian Canada

Network Hall Concurrent

Network App

Use the Finance Events Network App to setup meetings in the Securian Networking Hall throughout the day. Schedule time in the network hall. Numbers in the app correspond with numbers on the networking area high tops.

  • LinkedIn
    Sponsored by Naehas

9:00 - 9:15

Easy Does It: Jason Mullins Shares Lessons Learned

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    Gary Schwartz

    President | CEO

    Canadian Lenders Association

    Moderator
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    Jason Mullins

    CLA Vice Chair | CEO

    goeasy

    Speaker
9:15 - 9:45

Rate Expectations: Balancing Risk When Interest Dips

Analyze the delicate balance between risk and reward in a declining interest rate environment. This panel will explore strategies for maintaining profitability while managing credit risk, and offer insights into adapting lending practices to new market conditions.

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    Kevin Carmichael

    Editor-at-Large

    The Logic

    Moderator
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    Bob Dugan

    Chief Economist

    CMHC

    Speaker
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    Bill Johnston

    SVP Product & Innovation

    Equifax

    Speaker
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    Naga Parvatharajan

    CEO

    Ratehub

    Speaker
9:15 - 9:45 Concurrent

Everything You Always Wanted to Know About AI* (*But Were Afraid to Ask)

Workshop: What is an AI-driven credit journey and how can “trustworthy AI” help get us there faster? Join the head of AI Product & Strategy at Layer 6 AI a TD Bank Company, cut through the AI hype to deliver tactical strategies and real-world applications that are reshaping lending today. Unlike the high-level AI overviews seen at other events, this workshop dives into actionable insights, exploring how data-driven algorithms, predictive analytics, and automation can streamline underwriting, enhance risk assessment, and improve customer experience. Join Holly and Jesse to workshop how lenders can strategically implement AI to drive measurable results, mitigate risks, and gain a competitive edge in a rapidly evolving financial landscape.

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    Holly Heglin

    Head of AI Product & Strategy

    Layer 6 AI at TD Bank

    Speaker
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    Jesse Cresswell

    Senior Machine Learning Scientist

    Layer 6 AI at TD Bank

    Speaker
9:45 - 10:15

Next-Gen SMB Lending: Why ‘Business as Usual’ Won’t Cut It

Stay ahead with the latest innovations in business lending. This panel will showcase cutting-edge technologies and strategies that are transforming the sector.

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    Adeline Cheng

    Partner, Risk Consulting

    Ernst & Young LLP

    Moderator
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    Thomas Becher

    Head of SME Banking

    SAP Fioneer

    Speaker
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    Sue Noble

    VP, Commercial Financial Services Strategy

    RBC

    Speaker
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    Arina Eremina

    SVP Portfolio Risk

    Driven Financial

    Speaker
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    Robin Stewart

    Head, Business Banking Operations

    BMO

    Speaker
9:45 - 10:15 Concurrent

Cover Your Assets: A New Look at Creditor Insurance

Discover the benefits of creditor insurance and how it can be leveraged to mitigate risks. This panel will cover best practices and innovative uses of this financial tool.

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    Daniel Resnick

    Partner, Customer Strategy Financial Services Lead

    KPMG

    Moderator
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    Rasha Katabi

    CEO | Founder

    Brim Financial

    Speaker
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    Zack Fuerstenberg

    SVP, President Credit Union

    Co-operators

    Speaker
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    Vaishali Mohan-Hollands

    VP Product and Support

    Meridian Credit Union

    Speaker
10:15 - 11:00

Network Break

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    Sponsored by Kapcharge

11:00- 11:30

The Innovator’s Dilemma: Risk on the Edge

For lenders, launching new products and technology is a balancing act, where the risk of not innovating must outweigh the risk of poor implementation. On this panel we hear from a major bank, a MFC, and an alternative lender on how to undergo transformation the right way.

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    Hamid Akbari

    CEO

    Blanc Labs

    Moderator
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    Amir Tehrani

    Head of BMO Home Financing

    BMO

    Speaker
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    Jason Appel

    CRO

    goeasy

    Speaker
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    Martin Nel

    EVP & CRO

    MCAP

    Speaker
11:00 - 11:30 Concurrent

Regulatory Rundown: RPAA, Open Banking, Rate Cap, AML

Workshop: Join industry leaders as they unpack the latest developments in Canada’s regulatory landscape, including the Retail Payments Activities Act (RPAA), Open Banking initiatives, rate cap regulations, and Anti-Money Laundering (AML) requirements. This panel will provide insights into how these evolving policies impact lenders and offer strategies for compliance and growth in a shifting regulatory environment.

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    Matt Connors

    Financial Services

    Borden Ladner Gervais LLP

    Speaker
11:30 - 12:00

Borrowing in the Background: The Age of Embedded Credit

Embedded lending integrates credit directly into non-lending platforms, allowing businesses to offer financing options seamlessly within their ecosystems. This panel will explore how companies across industries are embedding lending into their customer experiences, the benefits of this approach, and the technology driving it.

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    Kris Hansen

    CTO

    Sagard

    Moderator
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    Michael Fox

    CRO

    KOHO

    Speaker
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    Noah Buchman

    President | Co-Founder

    Propel Holdings

    Speaker
11:30 - 12:00 Concurrent

Credit Modelling 101: Credit where Credit’s Due

How has traditional credit scoring evolved in the age of alternative data? We will delve into the practical aspects of implementing new score and underwriting workflows, and compare it with traditional decisioning processes. We will examine everything from infrastructure to best practices.

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    Brent Reynolds

    CEO | Founder

    Payson

    Moderator
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    Thomas Oddie

    Vice President, Data and Analytics

    TD Bank

    Speaker
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    Matthew Browning

    President

    Trust Science

    Speaker
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    Samantha Simpson

    Analytics Lead

    Payson

    Speaker
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    Paul Edwards

    Director, Risk Decision Sciences

    Wealthsimple

    Speaker
12:00 - 1:40

Lunch

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    Sponsored by Loanstreet

1:40 - 2:00

How to Exit in the North: Discussing Fintech Funding in Canada

Join us for a conversation with Michael Garrity, Partner at Exit North Ventures, an early stage Canadian fintech VC fund. We’ll unpack how he raised venture capital for one of Canada’s largest alternative lenders and then later sold his company. We’ll also discuss what Canada needs right now in order to build successful global businesses.

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    Tal Schwartz

    General Partner

    North Exit Ventures

    Moderator
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    Michael Garrity

    Chairperson

    Financeit

    Speaker
2:00 - 2:30

Auto Correct: Where should Automotive Lenders be Investing in 2025?

Discover the cutting-edge technologies and strategies transforming automotive finance. This panel will cover advancements in digital lending, AI-driven credit assessments, and evolving consumer preferences, reshaping how vehicles are financed and purchased.  Sponsored by our February 2025 Auto Summit: Automotive Finance Canada 

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    Jonathan Fleisher

    Partner, Financial Service

    Cassels

    Moderator
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    Michael McGhee

    SVP & Head, TD Auto Finance Canada

    TD

    Speaker
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    Scott Morrison

    President & Managing Director

    Nissan Canada Finance | Infiniti | Mitsubishi Motors F.S.

    Speaker
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    Richard Valade

    President

    CanCap Group

    Speaker
2:00 - 2:30 Concurrent

How to Compete for and Win High-Quality Leads

Workshop:  Explore strategies for attracting and securing high-quality leads in the competitive lending market. Learn from industry leaders about effective marketing and acquisition techniques.

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    Karim Nanji

    CEO

    Inverite

    Moderator
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    Nicky Senyard

    Founder

    Fintel Connect

    Speaker
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    Mona Afzal

    Global Director | Head Enterprise Growth

    Scotiabank

    Speaker
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    Scott Satov

    CEO | Founder

    Loans Canada

    Speaker
2:30 - 3:00

Clicks to Commerce: The Future of POS Lending

Discuss the trends and technologies shaping the future of Point-of-Sale (POS) lending. Understand how this space is evolving and what it means for merchants and consumers alike.

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    Cindy Zhang

    Payments | Cards | FinTech

    McCarthy Tétrault

    Moderator
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    Jessica Moffat

    General Manager

    Flexiti

    Speaker
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    Wayne Pommen

    Chief Revenue Officer

    Affirm

    Speaker
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    Casper Wong

    CEO

    Financeit

    Speaker
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    Jeff Schwartz

    CEO

    Go Lime

    Speaker
2:30 - 3:00 Concurrent

Raising Credit Facilities as Rates are in Flux

Gain insights into strategies for raising credit facilities amidst fluctuating interest rates. Experts will share their experiences and best practices for navigating these challenges.

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    Akash Goyal

    Managing Director, Debt Capital Markets

    Ventum Financial

    Moderator
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    Lauren Thompson

    VP Specialty Finance

    Peoples Group

    Speaker
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    Ryan Brinkhurst

    CEO | Founder

    Beautifi

    Speaker
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    Mickey Mingov

    Managing Director

    CaseMark Financial

    Speaker
3:00 - 3:30

Afternoon Schmooze

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    Sponsored by CWB Maxium

3:30 - 3:40

Award of Industry Excellence & Leadership

Join us in celebrating excellence and leadership in our community.

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    Sponsored by Vopay

3:40 - 4:10

Credit Beyond Borders: How to Underwrite Newcomers to Canada

Learn how lenders are using international credit bureau data to underwrite new-Canadians. This panel will explore innovative ways to assess creditworthiness for newcomers, helping them access credit faster and more effectively.

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    Christopher Zaki

    SVP, Head of Capital Markets

    MPOWER

    Moderator
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    Amit Sadhu

    SVP, Risk

    RBC

    Speaker
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    Sumit Sarkar

    Head, Customer Growth, Segment & Value Prop

    BMO

    Speaker
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    Collin Galster

    COO

    Nova Credit

    Speaker
3:40 - 4:10 Concurrent

Risk and Reward: The Growth of Card Programs

This panel will explore best practices in card program design, customer engagement, and leveraging new technologies, while balancing risks in the sector. Learn how to enhance user experience, increase card adoption, mitigate fraud and credit risk, and maximize profitability in a competitive market.

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    Pamela Dodaro

    VP | Chief Product Officer

    TransUnion

    Moderator
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    Lora Paglia

    SVP & CRO

    Tangerine

    Speaker
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    Cato Pastoll

    CEO | Founder

    Loop

    Speaker
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    William Tsutsumida

    Chief Credit Risk Officer

    Neo Financial

    Speaker
4:10 - 5:40

Can I buy you a drink?

After-Summit drinks.

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    Sponsored by Defi Solutions

Details

Date

November 11th, 2024

Time

8:00 AM - 5:40 PM

Venue

The Quay, 100 Queens Quay E 3rd Floor, Toronto, Ontario