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The Future of Lending™

2024 Canadian Lenders Summit

November 11th, 2024 | The Quay, Toronto, Ontario
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About This Event

Join over 600 executives to define the future of credit in Canada. The Canadian Lenders Summit is the premier annual event bringing together the country’s leading banks, alternative lenders, and fintech innovators to drive profitable growth and manage risk in a rapidly evolving market. The 2024 agenda provides actionable strategies across the lending lifecycle, focusing on critical topics such as implementing Trustworthy AI in credit journeys, navigating Canada’s shifting regulatory landscape (Open Banking, RPAA, Rate Cap), the emergence of Embedded Credit and POS Lending, and leveraging alternative data for effective risk modeling and Newcomer underwriting.

This Summit is essential for C-Suite and Senior-Level Executives who lead Strategy, Risk, Product, and Innovation across the entire lending ecosystem. Attendees represent Major Banks, Credit Unions, Alternative Lenders, Fintechs, and top Industry Vendors. Network with leaders and policymakers to gain strategic foresight, forge crucial partnerships, and accelerate innovation in both consumer and commercial lending sectors. Secure your place at The Quay in Toronto on November 11th, 2024.(See last year’s sold out event)

2024 Speakers

Jason Mullins Former CEO
Michael Fox CRO
Bob Dugan Chief Economist
Michael McGhee SVP & Head, TD Auto Finance
Sue Noble VP, Automotive Finance
Mona Afzal Global Director | Head Enterprise Growth
Scott Morrison President
William Tsutsumida Chief Credit Risk Officer
Amir Tehrani Head of BMO Home Financing
Michael Garrity Chairperson
Kevin Carmichael Editor-at-Large
Martin Nel EVP & CRO
Hamed Arbabi CEO | Founder
Wayne Pommen Chief Revenue Officer
Jessica Moffat General Manager
Lauren Thompson VP Specialty Finance
Hamid Akbari CEO
Misha Esipov CEO
Akash Goyal Managing Director, Debt Capital Markets
Ryan Brinkhurst CEO | Founder
Lora Paglia SVP, Chief Risk Officer
Tal Schwartz General Partner
Casper Wong CEO
Brent Reynolds CEO | Founder
Jason Appel CRO
Zack Fuerstenberg SVP, President Credit Union
Rasha Katabi CEO | Founder
Nicky Senyard Founder
Thomas Becher Head of SME Banking
Arina Eremina SVP Portfolio Risk
Noah Buchman President | Co-Founder
Amit Sadhu SVP Risk
Bill Johnston SVP Product & Innovation
Mickey Mingov Managing Director
Pamela Dodaro VP | Chief Product Officer
Matt Connors Financial Services
Sumit Sarkar Head, Customer Growth, Segment & Value Prop
Scott Satov CEO | Founder
Cindy Zhang Payments | Cards | FinTech
Matthew Browning President
Naga Parvatharajan CEO
Paul Edwards Director, Risk Decision Sciences
Thomas Oddie Vice President, Data and Analytics
Vaishali Mohan-Hollands VP Product and Support
Richard Valade President
Karim Nanji CEO
Gary Schwartz- President | CEO
Holly Heglin Head of AI Product & Strategy
Christopher Zaki SVP, Head of Capital Markets
Adeline Cheng Partner, Risk Consulting
Collin Galster COO

Sponsors

2024 Agenda

8:00 am - 5:40 pm

8:50 - 9:00

Setting the Stage

Gary Schwartz sets the stage for the day highlighting key themes.

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    Gary Schwartz

    President | CEO

    Canadian Lenders Association

8:00 - 8:45

Breakfast Meetup

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    Sponsored by Securian Canada

Network Hall Concurrent

Network App

Use the Finance Events Network App to setup meetings in the Securian Networking Hall throughout the day. Schedule time in the network hall. Numbers in the app correspond with numbers on the networking area high tops.

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    Sponsored by Naehas

9:00 - 9:15

Easy Does It: Jason Mullins Shares Lessons Learned

The future of non-prime consumer lending is focused on credit graduation. goeasy CEO Jason Mullins shares how to balance AI, regulation, and borrower success.

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    Gary Schwartz

    President | CEO

    Canadian Lenders Association

    Moderator
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    Jason Mullins

    Former CEO

    goeasy

    Speaker
9:15 - 9:45

Rate Expectations: Balancing Risk When Interest Dips

Lending risk and reward strategies are vital as interest rates drop. Master professional techniques to maintain profitability and manage credit risk effectively.

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    Kevin Carmichael

    Editor-at-Large

    The Logic

    Moderator
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    Bob Dugan

    Chief Economist

    CMHC

    Speaker
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    Bill Johnston

    SVP Product & Innovation

    Equifax

    Speaker
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    Naga Parvatharajan

    CEO

    Ratehub

    Speaker
9:15 - 9:45 Concurrent

Everything You Always Wanted to Know About AI* (*But Were Afraid to Ask)

Implementing trustworthy AI in lending allows firms to automate underwriting and mitigate risk. Learn tactical strategies from Layer 6 AI to scale your models.

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    Holly Heglin

    Head of AI Product & Strategy

    Layer 6 AI at TD Bank

    Speaker
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    Jesse Cresswell

    Senior Machine Learning Scientist

    Layer 6 AI at TD Bank

    Speaker
9:45 - 10:15

Next-Gen SMB Lending: Why ‘Business as Usual’ Won’t Cut It

The future trajectory of small business lending is defined by AI, real-time data, and embedded finance. Learn how to scale your SMB portfolio with expert insights.

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    Adeline Cheng

    Partner, Risk Consulting

    Ernst & Young LLP

    Moderator
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    Thomas Becher

    Head of SME Banking

    SAP Fioneer

    Speaker
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    Sue Noble

    VP, Automotive Finance

    RBC

    Speaker
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    Arina Eremina

    SVP Portfolio Risk

    Driven Financial

    Speaker
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    Robin Stewart

    Head, Business Banking Operations

    BMO

    Speaker
9:45 - 10:15 Concurrent

Cover Your Assets: A New Look at Creditor Insurance

Leveraging creditor insurance for risk mitigation is essential for financial stability. Learn expert strategies and innovative uses for this powerful tool today.

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    Daniel Resnick

    Partner, Customer Strategy Financial Services Lead

    KPMG

    Moderator
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    Rasha Katabi

    CEO | Founder

    Brim Financial

    Speaker
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    Zack Fuerstenberg

    SVP, President Credit Union

    Co-operators

    Speaker
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    Vaishali Mohan-Hollands

    VP Product and Support

    Meridian Credit Union

    Speaker
10:15 - 11:00

Network Break

11:00- 11:30

The Innovator’s Dilemma: Risk on the Edge

Balancing innovation and risk management in lending is critical for modern growth. Watch industry experts from banks and fintechs share their transformation secrets.

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    Hamid Akbari

    CEO

    Blanc Labs

    Moderator
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    Amir Tehrani

    Head of BMO Home Financing

    BMO

    Speaker
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    Jason Appel

    CRO

    goeasy

    Speaker
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    Martin Nel

    EVP & CRO

    MCAP

    Speaker
11:00 - 11:30 Concurrent

Regulatory Rundown: RPAA, Open Banking, Rate Cap, AML

Navigating Canadian financial regulatory compliance is vital in 2026. Master the RPAA, Open Banking, and AML updates to ensure your lending platform stays ahead.

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    Matt Connors

    Financial Services

    Borden Ladner Gervais LLP

    Speaker
11:30 - 12:00

Borrowing in the Background: The Age of Embedded Credit

Scaling embedded lending for business growth is the key to maximizing platform revenue. Learn how to integrate seamless credit solutions and drive high engagement.

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    Kris Hansen

    CTO

    Sagard

    Moderator
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    Michael Fox

    CRO

    KOHO

    Speaker
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    Noah Buchman

    President | Co-Founder

    Propel Holdings

    Speaker
11:30 - 12:00 Concurrent

Credit Modelling 101: Credit where Credit’s Due

Implementing alternative data in credit scoring allows lenders to approve more borrowers with higher accuracy. Learn how to integrate new data sources today.

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    Brent Reynolds

    CEO | Founder

    Payson

    Moderator
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    Thomas Oddie

    Vice President, Data and Analytics

    TD Bank

    Speaker
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    Matthew Browning

    President

    Trust Science

    Speaker
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    Samantha Simpson

    Analytics Lead

    Payson

    Speaker
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    Paul Edwards

    Director, Risk Decision Sciences

    Wealthsimple

    Speaker
12:00 - 1:40

Lunch

1:40 - 2:00

How to Exit in the North: Discussing Fintech Funding in Canada

Securing venture capital for fintech startups requires a strategic roadmap. Learn from Exit North Ventures on how to scale, fund, and exit in the Canadian market.

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    Tal Schwartz

    General Partner

    North Exit Ventures

    Moderator
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    Michael Garrity

    Chairperson

    Financeit

    Speaker
2:00 - 2:30

Auto Correct: Where should Automotive Lenders be Investing in 2025?

The future of automotive finance technology is here. Explore how AI and digital lending are reshaping the Canadian auto industry in this expert-led panel.

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    Jonathan Fleisher

    Partner, Financial Service

    Cassels

    Moderator
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    Michael McGhee

    SVP & Head, TD Auto Finance

    TD

    Speaker
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    Scott Morrison

    President

    Nissan Canada Finance

    Speaker
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    Richard Valade

    President

    CanCap Group

    Speaker
2:00 - 2:30 Concurrent

How to Compete for and Win High-Quality Leads

Attracting high quality lending leads requires a data-driven strategy. Learn expert marketing techniques to secure premium borrowers in a competitive market today.

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    Karim Nanji

    CEO

    Inverite

    Moderator
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    Nicky Senyard

    Founder

    Fintel Connect

    Speaker
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    Mona Afzal

    Global Director | Head Enterprise Growth

    Scotiabank

    Speaker
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    Scott Satov

    CEO | Founder

    Loans Canada

    Speaker
2:30 - 3:00

Clicks to Commerce: The Future of POS Lending

The future of point of sale lending is here. Discover how embedded finance and real-time credit decisioning are transforming the merchant checkout experience.

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    Cindy Zhang

    Payments | Cards | FinTech

    McCarthy Tétrault

    Speaker
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    Jessica Moffat

    General Manager

    Flexiti

    Speaker
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    Wayne Pommen

    Chief Revenue Officer

    Affirm

    Speaker
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    Casper Wong

    CEO

    Financeit

    Speaker
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    Jeff Schwartz

    CEO

    Go Lime

    Speaker
2:30 - 3:00 Concurrent

Raising Credit Facilities as Rates are in Flux

Gain insights into strategies for raising credit facilities amidst fluctuating interest rates. Experts will share their experiences and best practices for navigating these challenges.

3:00 - 3:30

Afternoon Schmooze

3:30 - 3:40

Award of Industry Excellence & Leadership

Join us in celebrating excellence and leadership in our community.

3:40 - 4:10

Credit Beyond Borders: How to Underwrite Newcomers to Canada

Underwriting credit for newcomers to canada is evolving through international data. Learn how to use global credit files to assess new Canadians with confidence.

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    Christopher Zaki

    SVP, Head of Capital Markets

    MPOWER

    Moderator
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    Amit Sadhu

    SVP Risk

    RBC

    Speaker
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    Sumit Sarkar

    Head, Customer Growth, Segment & Value Prop

    BMO

    Speaker
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    Collin Galster

    COO

    Nova Credit

    Speaker
3:40 - 4:10 Concurrent

Risk and Reward: The Growth of Card Programs

Optimizing credit card program profitability is essential for modern issuers. Learn best practices in risk management, card adoption, and fraud mitigation today.

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    Pamela Dodaro

    VP | Chief Product Officer

    TransUnion

    Moderator
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    Lora Paglia

    SVP, Chief Risk Officer

    Scotiabank | Tangerine

    Speaker
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    Cato Pastoll

    CEO

    Loop

    Speaker
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    William Tsutsumida

    Chief Credit Risk Officer

    Neo Financial

    Speaker
4:10 - 5:40

Can I buy you a drink?

After-Summit drinks.

Details

Date

November 11th, 2024

Time

8:00 AM - 5:40 PM

Venue

The Quay, 100 Queens Quay E 3rd Floor, Toronto, Ontario