The Future of Lending ™
Canadian Lenders Summit:
From banks and alternative lenders to best-of-breed vendors from the fintech ecosystem, the Summit is the hub for innovation across all consumer and commercial sectors. On October 20th, 2025, network with over 750 industry executives. (See last year’s sold out event.)
Past Speakers
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Daniel Eberhard Founder CEO -
Chadwick Westlake CEO -
Gayle Ramsay Head, Everyday Banking, Segment & Customer Growth -
Michael Garrity Chairperson -
Stephen Smith Chairperson -
Michael Jantzi ISSB Board Member -
Scott Morrison President & Managing Director -
Michael McGhee SVP & Head, TD Auto Finance Canada -
Jeff Adamson Co-founder -
Wayne Pommen Chief Revenue Officer -
Stephane Tardif OSFI MD, Climate Risk Division -
Robin Stewart Head, Business Banking Operations -
Rasha Katabi CEO | Founder -
Alain Henry Vice President | CEO
Sponsors
Agenda
8:00 - 6:00
Non-Stop Networking
Download the event app and book meeting at the high tops throughout the day. Simply book a 20 minute time slot and you will be allocated an available table number. Speak to our network concierge anytime.
The CLA will donate $25 for every meeting to the Sinai Health Foundation. The top 5 power networkers will win incredible LEGO® buildings and racing cars at the end of the day.
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Sponsored by Co-operators
Canada’s Challenger Bank: A Fireside Chat with the CEO of Equitable
Join newly appointed EQB President & CEO Chadwick Westlake for a fireside chat on his vision for Canada’s primer challenger bank. From his pivotal role as CFO—driving acquisitions, integrations, and funding innovations—to leading EQB into its next phase of growth, Chadwick will share insights on strategy, culture, and innovation in a changing banking landscape.
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Chadwick Westlake
CEO
EQ Bank
Speaker -
Tal Schwartz
General Partner
North Exit Ventures
Moderator
New Rules of the Road: How Auto Finance is Adapting
Vehicles aren’t just modes of transport – they’re data-rich assets and customer touchpoints. Explore what’s next in auto lending – from usage-based credit to real-time underwriting, and how it’s reshaping the path to purchase.
How to Automate Your Underwriting Workflow
Explore how automation, AI, and human judgement are weaving together to make underwriting faster, more accurate, and scalable. This session dives into balancing efficiency with risk management for smarter, data-driven loan approvals.
Morning Schmooze
Business Lending Through Challenging Markets
In an uncertain economic environment, how are lenders adapting their strategies and offerings to support business financing?
Building a Bank: A Fireside Chat with the Founder of KOHO
KOHO has gone from a scrappy startup to one of Canada’s most recognized fintech brands, reshaping how consumers think about everyday banking. In this candid conversation, KOHO’s founder shares the inside story – raising capital, navigating regulation, building trust with customers, and competing with the Big Five. Expect unfiltered lessons on scaling a challenger bank in Canada’s unique financial landscape
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Daniel Eberhard
Founder CEO
KOHO
Speaker -
Kevin Carmichael
Editor-at-Large
The Logic
Moderator
Fraud Inc: Preventing Fraud in the Age of AI
Fraud is evolving – so must your defense. This session dives into emerging fraud types, AI-driven detection tech, and strategies for layered protection that preserves customer trust without disrupting the experience.
Finding Funding: Capital Market Strategies for Originators
Whether it’s securitization, credit facilities, or flow-through structures, the capital markets are rich with options. Gain clarity on how Canadian lenders are leveraging each tool to optimize funding costs and manage balance-sheet risk.
Network Lunch
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Sponsored by Securian Canada
Scaling with Ease: A Fireside Chat with goeasy’s President
Patrick Ens will discuss how the firm plans to widen access to responsible credit while keeping a cool head on risk. Expect insights on regulation, technology and customer trust—and a candid look at what it takes to scale Canada’s dominant non-prime lender.
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Patrick Ens
President
easyfinancial
Speaker
Home Truths: Reimagining Mortgage Lending in 2025+
Mortgage lending is standing at the intersection of tech innovation and regulatory pressure. Join senior stakeholders as they share how digital workflows, affordability tools, and inclusive credit practices are rebuilding home finance for today’s market.
Swipe Right: How to Scale a Card Program
Cards are evolving faster than ever – from revolving credit to BNPL hybrids. This panel examines product design, user behavior, risk mitigation, and how to capture loyalty (and margin) in a crowded card market.
Afternoon Schmooze
From Data to Dollars: Next-Gen Credit Modelling
Traditional credit scores are dead. Welcome to a world where alternative data, AI, and predictive analytics redefine creditworthiness. This panel unwraps implementation tips, pitfalls, and success stories that can help lenders digitally transform their risk engines.
How businesses think about financing
In an uncertain economic environment, how are financial institutions adapting their strategies and offerings to support business financing whether for small, Indigenous, or larger enterprises and counter these trends?
Let me buy you a drink.
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Sponsored by Defi Solutions
Details
Date
October 20th, 2025
Time
8:00 AM - 6:00 PM
Venue
The Quay, 100 Queens Quay E 3rd Floor, Toronto, Ontario
