From long-haul freight to vocational fleets, heavy-duty commercial vehicles underpin trade and critical infrastructure across North America. This session focuses on how specialized commercial finance and captive truck lenders underwrite complex fleet customers, structure multi-asset facilities, and price residual and credit risk across cycles. Panelists will dig into the role of telematics, maintenance and uptime data in credit decisions, and how they manage concentration, cross-border exposure and covenant discipline while still supporting growth in core transport segments.
Financing the Heavy-Duty Fleet: Risk, Residuals & Uptime
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