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Panel

Preparing for the Downturn

calendar_today May 28, 2026

When the Consumer Starts to Crack: Delinquencies are rising across credit cards and consumer loan portfolios, and lenders are shifting from growth mode to defence. This panel examines what’s driving the uptick, which segments are flashing first, and how leading teams are adjusting underwriting, limits, and pricing—plus what “modern” collections and loss-mitigation looks like before the cycle turns.


Speakers
  • Brent Reynolds CEO | Founder Payson Moderator
  • Eric Walker VP, Retail Risk Credit Strategy RBC Speaker
  • Richard Goyder Chief Credit Risk Officer Neo Financial Speaker
  • Jeanot Dawson CEO Karoo Speaker