2023 Canadian Lenders Summit

KEYNOTE: Andrew Moor, CEO of Equitable Bank and EQ Bank sets the stage for the day talking about what it means to be a Challenger Bank in Canada. Compared to banks listed on the S&P 500 Index and the S&P/TSX Composite Index, EQ has achieved the highest total shareholder return over the last 10 years. What is EQ’s mission in the Canadian market to “Make Bank”.

PANEL: This opening panel explores the challenges faced by borrowers who are new to the country and lack a credit history, exploring innovative strategies to bridge this gap. The panel shares insights on alternative credit assessment methodologies and new business models shaping inclusive lending practices and facilitating economic integration for newcomers. 

PANEL: RIP ZIRP- interest rates are rising and capital is stashed. Leaders with various lending sectors discuss how their sectors are adapting to high interest rate through innovative lending products or services. Hear from prominent investment banks on the current state of the Canadian capital markets. Explore the perspective of leading financial institutions as funders in Canada. Learn about the importance of building strong relationships with funders and how to navigate the application process effectively. Get insights from alternative lenders on the evolving landscape of non-traditional financing.

PANEL: Join us for an insightful panel discussion on how artificial intelligence is transforming the way that lenders originate and service loans. In this session, industry experts will delve into the latest innovations in underwriting, payments, and credit modelling solutions that are empowering financial institutions and fintechs to enhance efficiency, reduce delinquencies, and improve customer experiences.

PANEL: How can the industry leverage embedded lending services at point of need, eliminating the traditional separation between obtaining credit and making a purchase.This approach leverages technology and data to streamline the lending process, making it more convenient and tailored to the specific circumstances of the borrower. The panel explores the risk and reward of embedding lending services directly into existing platforms and transactions.

KEYNOTE: This leadership keynote explores the broader implications of data accessibility, such as enhanced financial inclusion, democratized access to financial services, and improved decision-making for individuals and businesses. Understand why access to financial data is considered the lifeblood of innovation in the modern financial landscape in Canada.

PANEL: With record-high amortizations and changing needs of the homeowner, the mortgage industry faces mounting pressure to innovate and deliver creative solutions to borrowers. Traditional credit providers and alternative lenders bring distinct approaches to the table. In this dynamic panel discussion, we bring these two worlds together to explore how they are shaping the future of mortgages in 2024. Join us as we dive deep into the evolving dynamics of mortgage lending. Traditional lenders, with their established processes and regulatory frameworks, are adapting to the new landscape. On the other side, alternative lenders are pushing boundaries with flexible lending models and technology-driven solutions.

PANEL: Two CEOs discuss how to best service the needs of consumers across the credit spectrum. How do we make sure that Canadians have open access to credit. What is the impact of the rising cost of capital. How do you calculate risk. What is required Return on Equity (ROE) for a lender? 

PANEL: Hear how fintech is transforming the auto and equipment finance experience – from buyer to dealer to lender. Understand the role that data plays in accelerating originations as well as derisking the underwriting and verification process. This panel brings together Canadian auto credit and technology lenders for a deep dive into the automotive and equipment finance industries.

PANEL: Join us as we look at what small business lending looks like in 2024, and how the pandemic and rising rates have forced lenders to adapt their business models. Through expert insights shared during the panel discussion, participants can gain valuable knowledge about the future trajectory of small business lending and the pivotal role that digital transformation plays in shaping this landscape.

NETWORKING DRINKS