The Future of POS Finance

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Point of Sale & the Future of Lending

Filene Research Institute estimated the annual size of the POS financing market at $391 billion—approximately 3.5% of annual consumer spending—with healthcare, electronics, and home goods as the leading categories. Is growth of POS the at the expense of revolving credit? What role are the banks playing in POS lending? Who is leading the POS charge and what does it mean for merchants, shoppers, and fintechs?

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