2019 Lenders Summit

Canadian Lenders Association President and Chair welcomes participants and presents the agenda for the Summit.

Craig Alexander has worked as a senior economist for over 20 years, leading macro forecasting teams at RBC, CIBC and TD and the C.D. Howe Institute. Craig will discuss Canada’s current economic outlook and how financial institutions can disrupt the global looming bear market.

Positive economic momentum is slowing and at some point the pendulum will begin to swing back and alter the economic landscape. How can lenders get ahead of the curve? Are there defensive strategies that can still push the needle on competitive returns?

How can government be a partner in lending? We bring together government relations experts from the country’s largest alternative consumer lender; largest credit bureau; top tier law firm; and a legislative representative from the Government of Alberta to discuss best practices in engaging with political and regulatory stakeholders.

15 minute coffee and shmooze sponsored by Blakes

Tips and insights for originators into how and where to raise capital and different stages of growth. We take a deep dive into the borrower’s and lender’s perspective on capital formation, capital deployment and how to fund your book at scale the right way.

Within a decade, the financial services industry will be virtually unrecognizable as the technologies of the fourth industrial age, primarily blockchain, upend every aspect of the business- from capital markets to lending, risk management to accounting and audit. In this talk, Alex Tapscott will break down the industry and provide a roadmap for how tomorrow’s leaders can not only survive, but thrive, in this era of digital disruption.

Lunch and networking break brought to you by goeasy.

This two part presentation will study both ends of the borrower journey – KYC & Funding.

First, Greg Wolfond will chat with Carl Davies about how breakthroughs in KYC are enabling all of Canada’s banks to do lightning fast verification and save on AML.

Next, Susan Perlmutter discusses how lenders can create an omni channel payment experience for borrowers and give them options to get funded instantly.

While large institutions have readily backed large originators (primarily in the US & UK) using senior credit facilities and securitizations, a growing number of small funds that invest in alternative credit (<$100M in assets) have proliferated and helped to serve the needs of smaller originators. These small funds have given retail & high net worth investors access to attractive yields that are largely uncorrelated with stock & bond markets.

This panel consists of three leading Canadian alternative credit funds that are actively investing in the space – the Merchant Opportunities Fund, Cypress Hills Partners, and Kilgour Williams Capital. The panel will explore recent trends; what credit funds look for in an originator; how deals are structured; how they raise money and what differentiates their offerings.

Coffee and shmooze sponsored by TransUnion.

John Weigelt, CTO of Microsoft breaks down how to use AI to perfect the lending experience. John pointing to real world industry examples of what works… and what to avoid when deploying AI in your fintech business.

We dive into data challenges faced on both ends of a live transaction. How can taking an analytics first approach better serve equity or debt raises. And what is the future of big data in transactions?

How can fintechs and regulators work towards an open data economy in Canada?

15 minute coffee and shmooze sponsored by REPAY

Winners of the 2019 Canadian Leaders-in-Lending Awards presented by BMO will be announced.

Join BMO for drinks and celebrate with the award winners.