Join us at the
2025 Automotive Finance Canada

February 11th, 2025 at the International AutoShow Metro Toronto Convention Centre, South Building

Automotive Finance Canada brings together lenders, insurers, and technology providers to advance the sector. The focus will be on fraud, digital transformation, regulatory road blocks, and adapting to consumer online behaviors, the summit offers next generation insights and solutions. Attendees will share and debate trends that are poised to shape the industry’s future.

Past Speakers

  • Scott Morrison

    President & Managing Director

  • Michael McGhee

    SVP & Head, TD Auto Finance Canada

  • Vladimir Kovacevic

    CEO

  • Steve Malone

    CEO

  • Marcos Lopez

    CEO

  • Evan Chrapko

    CEO | Founder

  • Jonathan Fleisher

    Partner, Financial Service

  • David Fry

    CEO | Founder

  • Hamid Akbari

    CEO

  • YG Leboeuf

    Founder CEO

  • Kevin Carmichael

    Editor-at-Large

  • Ilja Troitschanski

    Founder | President

  • William Breton

    Vice President & COO

  • Charles Parent

    President

  • Rosa Hoffmann

    CEO | Founder

  • Nicole Hunter

    Chief Commercial Officer

  • Richard Valade

    President

  • Ali Metel

    CEO

Sponsors

Draft Agenda

8:00 - 4:30

8:00 - 8:45

Breakfast Meetup

8:00 - 5:30 Concurrent

Networking Starts Now

Use the Finance Events Network App to setup meetings in the Networking Hall throughout the day. Schedule time in the network hall. Numbers in the app correspond with numbers on the networking area high tops.

8:50 - 9:00

Setting the Stage

Gary Schwartz sets the stage for the day highlighting key themes.

  • Gary Schwartz

    President | CEO

    Canadian Lenders Association

9:00 - 9:30

Digital Dealers: Financing in the Age of Online Car Sales

Dealerships are beginning to adapt to consumer demand for a more digital auto purchase experience. However, with dealers currently earning $1.5 billion in commissions, is there sufficient incentive to fully digitize the consumer journey? Lending, in particular, remains a largely analog process. This panel will explore strategies for creating seamless online-to-offline transitions, offering value-added services like virtual consultations, and streamlining financing to stay relevant and competitive. How can lenders collaborate with dealer partners to meet the growing demand for digital lending solutions, a critical component in driving the shift to a fully digital auto purchasing process?

9:30 - 10:00

Macro Shocks: Trump Tariffs, Interest Rates & Political Uncertainty …

Trade tariffs, fluctuating interest rates, and political uncertainty are creating significant challenges for Canada’s automotive sector. This panel will delve into how these macroeconomic factors impact vehicle affordability, consumer demand, and lending practices. Industry experts will discuss strategies for lenders to adapt, mitigate risks, and capitalize on opportunities in this volatile environment. Gain insights into navigating uncertainty while positioning your business for resilience and growth.

10:00 - 10:30

EV Equation: Financing the Transition

As the automotive industry accelerates toward electrification, lenders face unique challenges and opportunities in financing electric vehicles. From addressing high upfront costs and uncertain resale values to navigating government incentives and evolving consumer preferences, this panel explores the complexities of the EV financing landscape. Industry leaders will discuss innovative financial products, risk mitigation strategies, and ways to support the transition to a greener future. Join us to uncover how lenders can drive adoption and stay ahead in the shift to electric mobility.

10:30 - 11:00

Schmooze Break

11:00 - 11:30

Auto Finance 2.0: Is the Pie Big Enough For All?

Big Banks and indirect lending or Fintech and direct  to consumer, is the pie big enough for all? This panel will explore the dynamics between Big Banks and indirect lending versus Fintech innovators embracing direct-to-consumer models. As car buyers increasingly demand faster, more transparent, and personalized financing solutions, are legacy institutions agile enough to compete? Can Fintech disruptors scale sustainably while maintaining competitive offerings? Panelists will debate whether the market is big enough to accommodate these diverse approaches or if the rise of direct sales marks the beginning of the end for traditional intermediaries. 

11:30 - 12:00

Risks and Roadblocks: Fraud in 2025

This panel explores into the emerging fraud trends projected for 2025, from synthetic identity schemes to vehicle flipping and loan stacking. Industry experts will share insights into the latest fraud detection technologies, risk mitigation strategies, and regulatory measures shaping the landscape. Attendees will gain practical guidance on how Canadian lenders can safeguard their portfolios, strengthen compliance, and stay ahead of fraudsters.

12:30 - 1:30

Network Lunch

1:30 - 2:00

From Keys to Subscriptions: Flexible Ownership Models

As consumer preferences shift toward flexibility and convenience, subscription-based ownership models are emerging as a disruptive alternative to traditional loans and leases. This panel explores the evolution of automotive financing, focusing on how subscription services meet the demand for adaptability in a fast-paced market. Industry leaders will discuss the opportunities and challenges of these innovative models, their impact on lenders and dealerships, and the role of technology in shaping this transformation. Join us to discover how businesses can adapt to this paradigm shift and position themselves for success in the future of automotive ownership.

2:00 - 2:30

Green Machine: ESG & the Future of Auto Financing

Sustainable Finance is reshaping the automotive finance landscape and driving innovation. This panel will examine how ESG-focused financing programs are incentivizing the adoption of greener vehicle options, from EVs to hybrid models. Experts will explore the challenges of aligning with investor expectations, meeting sustainability metrics, and balancing profitability with environmental impact. Discover how lenders, automakers, and policymakers can collaborate to create a more sustainable automotive ecosystem and seize opportunities in the green finance revolution.

2:30 - 3:00

Afternoon Schmooze

3:00 - 3:30

The Rules of the Road: Legal Trends in Auto Finance

The regulatory landscape for automotive finance is evolving rapidly, with new policies like the RPAA, rate caps, and AML requirements reshaping the industry. This panel provides an essential update on the latest legal developments and explores their implications for lenders, dealers, and consumers. Industry leaders will share strategies for proactive engagement with policymakers to advocate for balanced and practical regulatory outcomes. Gain insights on staying compliant while fostering innovation in an increasingly complex regulatory environment.

3:30 - 4:00

A Performance Dashboard: Benchmarking in Auto Finance

In the fast-paced world of automotive finance, understanding key performance metrics is critical to success. This panel will explore essential industry benchmarks such as delinquency rates, portfolio health indicators, and risk assessment tools. Experts will discuss how to leverage data analytics to uncover trends, identify emerging risks, and seize new opportunities. Gain actionable insights on optimizing portfolio performance and staying competitive in a data-driven marketplace.

4:00 - 4:30

Steering Straight Ahead: The Future of Auto Finance

As Canada’s automotive finance industry evolves, innovation, collaboration, and consumer-centric solutions will be key to driving success. This forward-looking panel will explore strategic directions for the sector, focusing on emerging opportunities, challenges, and pathways for growth. Industry leaders will offer closing reflections on the current landscape and actionable insights for stakeholders. Join us for a comprehensive discussion on positioning the industry to meet future demands and deliver value in an ever-changing market.

4:30 - 5:30

Can I buy you a drink?

Details

Date

February 11th, 2025

Time

8:00 – 4:30

Venue

International AutoShow
Metro Toronto Convention Centre, South Building

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