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Setting the Stage: Credit Invisibility
Michael Turner is the CEO and President of Policy and Economic Research Council (PERC). He sets the stage on the topic of Credit Invisibility. The lack of lender access to predictive information about borrower intentions to repay dramatically constrains financial inclusion. PERC’s mission is to reduce greatly credit invisibility in Canada, the US and globally. […]
Credit Invisibles, Credit Deserts
This panel discusses how the lending industry is set to service credit invisibles and credit deserts across Canada. Between 2009 and 2014, the percentage of Canadians using payday loans more than doubled from 1.9% to 4.5%. During that time, Canadians became the most indebted consumers among the members of the G7 (roughly, the 7 richest […]
Credit Invisibles
Canadian Lenders Association, is proud to host a series of workshops addressing tools, policies and fintech topics. The Policy & Economic Research Council (PERC) and industry panel to discussed how advanced lenders are using alternative data sources as well as advanced analytics to better target and serve thin file or credit invisible consumers. Who was […]
