Using Data to Redefine Decisioning

We are living in a perfect financial storm: Covid has driven consumer engagement online and
with increasing inflationary pressure, consumers are looking for both traditional and alternative
sources of credit. In order to meet the rising demand and holistically assess risk, alternative
data aggregation and data insights are increasingly being used in innovative ways to help
financial institutions decision on their loan book. From increasing growth and reaching new
customers, to preventing fraud while maintaining a frictionless consumer experience, data is
changing credit decisioning. Representatives from leading fintech and bank lenders discuss
trends, challenges and opportunities in 2022.

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